We are bombarded with a plethora of telecom companies all vying for your business. They all claim to offer the best phone service at the least expensive price. There are so many different plans and features to choose from, making an educated decision can be overwhelming, not to mention time consuming.

With every company stating they alone are the undisputed leader in phone service, that they offer unmatched quality, the cheapest service, the most standard features, with the highest ranking customer service, how do you know who to trust? How can they all be the best? How can they all be the cheapest?

Advertising is nothing more than a masterful art of grabbing your attention. Phone companies spend millions of dollars a year on advertising. Millions! Why so much? Because it works. People are captivated by slogans, icons, images, endorsements, key words that trigger positive emotion, anything and everything that will make them feel that this company provides the best phone service and they need to have their telephone service. Advertising is a very precise and deliberate means of getting you, the customer, to buy. This means that companies will say virtually anything (even if it’s not true, or even if it’s only true by creatively twisting words and meanings to sound true) to catch your attention, and ultimately your dollars. It’s a tricky business, but also an extremely lucrative one.

So, again, how can you sift through all the information your given in order to make the appropriate decision for you when it comes to your telephone service? Read customer reviews? Sure, that’s one way. Read blogs? Yes. Listen to affiliate marketers? Ok. But know this: Most of these people are getting paid to sway you in one way or another. Affiliate marketers and many, not all, but many bloggers are paid by certain companies to endorse their products and phone services, which means that again you are not given unbiased information.

You can visit each telephone company’s website and read through each one, digging through every plan they have, plus the varying specials they promote at any given time. However, this work is tedious, time consuming, and above all, very boring. But this is probably your best bet for getting the precise information without the interfering the glitz and glam. Make sure you focus on the facts when conducting your research and remember to not be mesmerized by fancy, enticing words. Read the actual content, the details, not just the headlines and bold print.

Each telephone service caters to a slightly different customer. Their plans, products, and features are geared towards different populations so you can’t assume they are all the same or all equal. By conducting good research it is possible to get the best deal for you, for your specific needs. The phone service you want and the best price is available.

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Customer Relationship Management (CRM) is one of those magnificent concepts

that swept the business world in the 1990’s with the promise of forever changing

the way businesses small and large interacted with their customer bases. In the

short term, however, it proved to be an unwieldy process that was better in

theory than in practice for a variety of reasons. First among these was that it

was simply so difficult and expensive to track and keep the high volume of

records needed accurately and constantly update them.

In the last several years, however, newer software systems and advanced

tracking features have vastly improved CRM capabilities and the real promise of

CRM is becoming a reality. As the price of newer, more customizable Internet

solutions have hit the marketplace; competition has driven the prices down so

that even relatively small businesses are reaping the benefits of some custom

CRM programs.

In the beginning…

The 1980’s saw the emergence of database marketing, which was simply a catch

phrase to define the practice of setting up customer service groups to speak

individually to all of a company’s customers.

In the case of larger, key clients it was a valuable tool for keeping the

lines of communication open and tailoring service to the clients needs. In the

case of smaller clients, however, it tended to provide repetitive, survey-like

information that cluttered databases and didn’t provide much insight. As

companies began tracking database information, they realized that the bare bones

were all that was needed in most cases: what they buy regularly, what they

spend, what they do.

Advances in the 1990’s

In the 1990’s companies began to improve on Customer Relationship Management

by making it more of a two-way street. Instead of simply gathering data for

their own use, they began giving back to their customers not only in terms of

the obvious goal of improved customer service, but in incentives, gifts and

other perks for customer loyalty.

This was the beginning of the now familiar frequent flyer programs, bonus

points on credit cards and a host of other resources that are based on CRM

tracking of customer activity and spending patterns. CRM was now being used as a

way to increase sales passively as well as through active improvement of

customer service.

True CRM comes of age

Real Customer Relationship Management as it’s thought of today really began

in earnest in the early years of this century. As software companies began

releasing newer, more advanced solutions that were customizable across

industries, it became feasible to really use the information in a dynamic way.

Instead of feeding information into a static database for future reference,

CRM became a way to continuously update understanding of customer needs and

behavior. Branching of information, sub-folders, and custom tailored features

enabled companies to break down information into smaller subsets so that they

could evaluate not only concrete statistics, but information on the motivation

and reactions of customers.

The Internet provided a huge boon to the development of these huge databases

by enabling offsite information storage. Where before companies had difficulty

supporting the enormous amounts of information, the Internet provided new

possibilities and CRM took off as providers began moving toward Internet

solutions.

With the increased fluidity of these programs came a less rigid relationship

between sales, customer service and marketing. CRM enabled the development of

new strategies for more cooperative work between these different divisions

through shared information and understanding, leading to increased customer

satisfaction from order to end product.

Today, CRM is still utilized most frequently by companies that rely heavily

on two distinct features: customer service or technology. The three sectors of

business that rely most heavily on CRM — and use it to great advantage — are

financial services, a variety of high tech corporations and the

telecommunications industry.

The financial services industry in particular tracks the level of client

satisfaction and what customers are looking for in terms of changes and

personalized features. They also track changes in investment habits and spending

patterns as the economy shifts. Software specific to the industry can give

financial service providers truly impressive feedback in these areas.

Who’s in the CRM game?

About 50% of the CRM market is currently divided between five major players

in the industry: PeopleSoft, Oracle, SAP, Siebel and relative newcomer

Telemation, based on Linux and developed by an old standard, Database Solutions,

Inc.

The other half of the market falls to a variety of other players, although

Microsoft’s new emergence in the CRM market may cause a shift soon. Whether

Microsoft can capture a share of the market remains to be seen. However, their

brand-name familiarity may give them an edge with small businesses considering a

first-time CRM package.

PeopleSoft was founded in the mid-1980’s by Ken Morris and Dave

Duffield as a client-server based human resources application. In 1998,

PeopleSoft had evolved into a purely Internet based system, PeopleSoft 8.

There’s no client software to maintain and it supports over 150 applications.

PeopleSoft 8 is the brainchild of over 2,000 dedicated developers and $500

million in research and development.

PeopleSoft branched out from their original human resources platform in the

1990’s and now supports everything from customer service to supply chain

management. Its user-friendly system required minimal training is relatively

inexpensive to deploy. .

One of PeopleSoft’s major contributions to CRM was their detailed analytic

program that identifies and ranks the importance of customers based on numerous

criteria, including amount of purchase, cost of supplying them, and frequency of

service.

Oracle built a solid base of high-end customers in the late 1980’s,

then burst into national attention around 1990 when, under Tom Siebel, the

company aggressively marketed a small-to-medium business CRM solution.

Unfortunately they couldn’t follow up themselves on the incredible sales they

garnered and ran into a few years of real problems.

Oracle landed on its feet after a restructuring and their own refocusing on

customer needs and by the mid-1990’s the company was once again a leader in CRM

technologies. They continue to be one of the leaders in the enterprise

marketplace with the Oracle Customer Data Management System.

Telemation’s CRM solution is flexible and user-friendly, with a

toolkit that makes changing features and settings relatively easy. The system

also provides a quick learning environment that newcomers will appreciate. Its

uniqueness lies in that, although compatible with Windows, it was developed as a

Linux program. Will Linux be the wave of the future? We don’t know, but if it

is, Telemation’s ahead of the game.

The last few years…

In 2002, Oracle released their Global CRM in 90 Days package that promised

quick implementation of CRM throughout company offices. Offered with the package

was a set fee service for set-up and training for core business needs. .

Also in 2002 (a stellar year for CRM), SAP America’s mySAP began using a

“middleware” hub that was capable of connecting SAP systems to externals and

front and back office systems for a unified operation that links partners,

employees, process and technologies in a closed-loop function.

Siebel

consistently based its business primarily on enterprise size businesses willing

to invest millions in CRM systems, which worked for them to the tune of $2.1

billion in 2001. However, in 2002 and 2003 revenues slipped as several smaller

CRM firms joined the fray as ASP’s (Application Service Providers). These

companies, including UpShot, NetSuite and SalesNet, offered businesses CRM-style

tracking and data management without the high cost of traditional CRM start-up.

In October of 2003, Siebel launched CRM OnDemand in collaboration with IBM.

Their entry into the hosted, monthly CRM solution niche hit the marketplace with

gale force. To some of the monthly ASP’s it was a call to arms, to others it was

a sign of Siebel’s increasing confusion over brand identity and increasing loss

of market share. In a stroke of genius, Siebel acquired UpShot a few months

later to get them started and smooth their transition into the ASP market. It

was a successful move.

With Microsoft now in the game, it’s too soon to tell

what the results will be, but it seems likely that they may get some share of

small businesses that tend to buy based on familiarity and usability. ASP’s will

continue to grow in popularity as well, especially with mid-sized businesses, so

companies like NetSuite, SalesNet and Siebel’s OnDemand will thrive. CRM on the

web has come of age!

This article on the “The History of CRM” reprinted with

permission.

Copyright © 2004-2005 Evaluseek Publishing.

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Did you know that you can find out a person’s address or the address of a business by using their phone number? All you need is a reverse phone lookup to help you. You can find a reverse phone number lookup online by conducting a search in your favorite search engine or directory.

When you find a reverse phone lookup, all you will need to attempt to find the address is the complete ten digit phone number of the person or business of interest. It is important that you include the three digit area code number along with the seven digits, because this will be required to provide you with location details. If after you search for the phone number, no address is found, this could be the result of different factors including:

Incorrect number entry – You may have entered the number incorrectly into the query box. This could mean that you missed one number, inserted a wrong number somewhere, or that you included hyphens, no hyphens or spaces when it was not required. Start your search over and carefully ensure everything is entered correctly based on the example.

Wrong number – You may be entering the number correctly, but the number you may be looking up could be incorrect. Basically, you may be accurately looking up the number you have written down, but you could have originally recorded the number wrong. Recheck the source where you obtained the number (I.E. a friend, acquaintance, your phone bill or call history).

Cell phone number – If the number you are entering belongs to a cell phone number, an address can be provided but not for free. Free address information is only available for listed landline numbers. If you would like to find out the address and it is convenient for you to pay a fee you can use a pay-per-search service. If you do not want to pay a fee, your only other option will be to contact your friend or the business to find out their address. However, you shouldn’t dismiss a reverse phone search without first trying to see if the address is available, as this is the most convenient option available to you.

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Arabic TV channels now available in the United States can enhance the viewing pleasure of many Arab Americans. Keeping up with events in their homeland is as easy as turning on the tv. There are a lot of channels available now from Directv and Dish Network. So for those who are not aware of them, I will list the Arabic channels here.

Dish Network

ABU DHABI is a 24-hour-a-day Arabic-language general entertainment channel, is considered to be one of the most respected channels in the Middle East. Abu Dhabi offers the Arab-Americans an exciting lineup of diverse programming including news, current affairs, movies, fashion, sports and much more.

AL ARABIYA is a top ranked 24-hour-a-day Pan Arab news channel catering to the Arab audience worldwide. Al Arabiya’s news programming includes politics, business, current affairs, finance updates and sports highlights.

AL JAZEERA 24-hours-a-day and exclusively on DISH Network, Al Jazeera is the top Arabic news channel in the Middle East that offers news from around the world. Al Jazeera has a wide selection of documentaries and uncensored political talk shows.

AL ZIKR a family oriented radio channel providing 24 hours of cultural programming with focus on history, language, habits and religion. The programming includes live talk shows covering a variety of subjects and events and Al Zikr covers valuable cultural Arab events from many locations in the Arab world linking the Arab and Moslem immigrants with their homeland.

ART AMERICA provides a unique blend of Arabic and multi-language programming consisting of mini-series, dramas, movies, sports (live and recorded soccer events directly from the Middle East) and talk shows.

ART MOVIES features Arabic-language programming from Egypt, Lebanon and different regions of the Middle East. ART Movies offers newly released and classical movies, mini-series, dramas and talk shows such as “Sahraa.”

ART MUSIC radio channel consists of modern and classical Arabic music, talk shows and interviews with new and established performers in the Arabic music industry.

DANDANA TV is a 24-hour-a-day Arabic music video channel broadcast from the U.S. Through its hip shows, music videos and coverage of major Arab-American events, Dandana TV is the pop culture face of the DISH Network Arabic bouquet.

DUBAI SATELLITE CHANNEL offers variety television entertainment from the United Arab Emirates that includes top sporting events, the latest news, movies, documentaries and TV series.

DUBAI SPORTS is a 24/7 sports channel broadcasting from Dubai. One of the leading sports channels in the Arab world due to its distinguished sports programming including highlights of various major soccer leagues from different continents, International speed boat racing, horse racing and more.

ESC-1 live from Egypt, ESC-1 features a wealth of television entertainment including the Egyptian Soccer League, “Good Morning Egypt,” variety shows, movies, talk shows, children’s programming and much more.

FUTURE TV offers top-rated Lebanese TV series, live news, game shows, cartoons, variety shows, family entertainment, soccer matches and much more 24-hours-a-day

IQRAA broadcasted 24-hours-a-day from Egypt, is the first Arabic-language channel that offers religious, media, social and economic programs tailored to the Muslims audience. Iqraa’s programming includes documentaries, live talk-shows, dramas, cultural and educational programs.

LBC The Lebanese Broadcast Channel, will fill your days with movies, sports, mini-series and talk shows such as “Ya Liel Ya Aien.”

MBC Middle East Broadcasting Center is a leading pan-Arab news and entertainment channel. The channel’s program offerings include general entertainment programs such as “Aalam,” comedies such as “CBM,” talk shows including “Kalam,” game shows, in-depth news, social programs and children’s programming.

MELODY ARABIA broadcast from Egypt, is the highest viewed 24-hour-a-day Arabic-language music video channel in the Middle East and North Africa. Melody Arabia offers a variety of music programming including video clips from the 80’s, 90’s, as well as contemporary releases, many of which are premiered on Melody Arabia and are exclusive to the channel. Melody Arabia is a tremendous addition to overall entertainment for Arab Americans in the U.S.

NBN The National Broadcasting Network, is considered the first 24-hour-a-day specialized news and thematic TV station in Lebanon. NBN prides itself on offering a wide variety of programming with in depth news shows including “Al Masa’iya” which has a very loyal following throughout the Arab World, superior documentaries such as “Ahzab Lubnan,” provocative talk-shows and up to date sports and business programs.

NEW TV a 24-hour-a-day Arabic-language station broadcast from Lebanon, offers a wide range of general entertainment programs including dramas, musicals, news, documentaries, cultural, educational, special events and general entertainment shows for all generations and ages.

NILE DRAMA is your choice for Egyptian current and classic movies, TV series and family programming for all ages.

NOURSAT is the first and only Christian channel from Lebanon and the entire Middle East. Noursat’s programming includes talk-shows, documentaries, history, classical musical recitals and social and spiritual programs.

DirecTV ORBIT AL-YAWM is a contemporary Arabic entertainment and variety channel, delivering more than 35 hours of live Orbit productions per week. Al-Yawm offers the smartest fashion tips, intimate beauty care advice, the best recipes, and light-hearted comedy shows. Orbit Al-Yawm top programs include Oyoun Beirut and Al-Qahira Al-Yawm.

ORBIT SEEN (the Series Channel) is the first 24-hour Arabic thematic channel of its kind in the region, featuring the best Arabic TV series from the Middle East. The Series Channel delivers the widest variety of TV productions from drama to comedy and from melodrama to historical biography. Orbit Seen features outstanding dramas like Kkaled Bin Alwaleed and Sikkat Alhilali.

ROTANA CINEMA channel is the leading movie service in the Middle East. It draws from the largest and richest library of Arabic-language films in the world, as well as cinema news and entertainment programs, including “The Hala Show,” hosted by Dr. Hala Sarhan.

ROTANA MOOSSIKA channel is an Arabic variety/entertainment channel that is dedicated to music videos, programs, concerts and festivals. Rotana Moossika has compiled the largest Arabic music library in the world, and exclusively features some of the top acts from the Arab world, including Amr Diab, Nagwa Karam, George Wassouf, Alissa and Kazem.

ROTANA ZAMAN channel delivers state-of-the-art digitally restored classic Arabic movies to millions of viewers around the world. Enjoy the legendary stars and singers – Om Kalthoum, Halim and Fairouz, as well as the popular program “Kashf el Mastour.”

So there you have it. 25 different channels. Entertainment for the whole family, young and old alike. Instead of seeing a five minute clip of news from the Middle East, watch in-depth coverage of the same event. It’s like bringing your homeland in to your living room.

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Have you ever noticed how it can be impossible to find something when you most need it? Phone numbers are no different. this is why free cell phone number search services are so popular right now. But there is an art to using them, which is what I will be covering on this article.

The fact is, that it’s not very straightforward to do a free cell phone number search. There are a number of reasons for this, but the main one is that all cellphone numbers are unlisted! As you can imagine, this makes it a lot harder to find a cellphone number then a regular residential number.

Luckily, there are a number of volunteer maintained cell phone number directories. These websites work on the basis of requesting the visitors type in their cellphone numbers so that other people can do a free cell phone number search later. While this is a good idea, the fact is that very few cellphone numbers exist on the sites, because they are fairly new, and most people have not visited these sites yet.

There is a way to do a free cell phone number search for numbers which are not listed in these directories, using search engines you already familiar with like Google. Believe it or not, many people actually publish their cellphone number on the Internet without realising it! There are a number waiters can happen, for instance, sometimes people list a classified ad in a newspaper. What they don’t realise, is that this newspaper will be published on the Internet as well as on paper.

Another way that people can publish their information on the Internet he’s when they register for discussion groups or message boards. They usually fill in personal contact details, which are then published on the website.

So all you need to do, is type details from the person you’re looking for into Google and see what comes up. Now before you get your hopes up high, most of the time you won’t get any result is doing a free cell phone number search this way. But at times, you will find everything you need just by doing this.

When all else fails, your best bet is to use one of the cheap reverse phone number search and unlisted cell phone number directories. These are websites which collect together information from a large collection of sources, to provide you with details about people and their phone numbers. They lists cell phone numbers and unlisted phone numbers, as well is a lot of information about the people who own these phones.

While it is true that this is not strictly a free cell phone number search, you’re much more likely to find the information you are looking for on one of these sites. You can find out more about them by following the links below.

Well, that’s the big picture. I go into more detail about the specifics on my site, so if you want to know more click on that link. Happy searching!

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Are you fed up with the recent increase in the number of calls from a private number? Are you getting calls from them at all times – day, noon, or night? If this is the case then you need help, professional help. No, we are not talking about detectives, which was probably the only way of finding out more about the mysterious callers from private numbers. We are talking about a reverse phone directory, which is better than a detective is and does not pinch your pocket.

You are not the only one who gets calls from private number, there are many more people out there who share the same concerns as you do. Most of them have tried and found relevant information regarding these by using the services of a reverse phone directory. It is time you tried one too. This is probably one of the salient points of the internet revolution. You do not have to go anywhere to find information – it is available right there and you can browse through as many reverse phone directories as you want from the comforts of your home.

When you are choosing a reverse phone directory service, you need to choose a reliable provider. Just any provider will not do because there are certain services who offer free access while others offer paid and both the providers might be unreliable. So you need to first browse through the internet to find more about the various services available and how popular they are. Checking the Google Rank for the website can also help because Google works hard to remove spam and un-reliable websites. Plus, higher ranking translates into higher web traffic. It basically means that there are more people visiting that particular site. This makes a particular website reliable to an extent.

Most of the reputable reverse phone directory services charge a small fee because finding information regarding private and unlisted numbers is never easy. So there is a cost attached to bring you this information and it is minimal. The good part is that you will never have to remain in dark regarding the caller from a private number. Just make your payment at the reverse phone directory website and access their services. Enter the area code followed by the seven digit private number and within seconds, you will get all the necessary information regarding them including owners name, current and previous address, neighborhood, locality, state etc. You don’t have to be in the dark anymore and you don’t need to burn your midnight oil thinking about the mysterious caller: with a reverse phone directory, you will get a name!

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The area code 971 services part of Oregon state, and is one of the more frustrating of the new codes added throughout the United State. This is because this code is an overlay rather than a split. That means that instead of having its own area of coverage, this area code is used in the same area as another. That can cause a lot of confusion when first implemented, and that confusion can leave many feeling frustrated. It also makes pinpointing the origin of an unknown phone call a bit trickier.

At one time, the area code 503 was the only area code that was needed in the state of Oregon. That meant it covered the entire state and there were plenty of phone numbers to go around. When cell phones became more popular, people found the need to have more than one phone number. That put a strain on the system, and a new code was added to the state. That code was 541, and it split from the 503 code. After that, it became clear that an additional code was needed, and that was the area code 971.

When the area code 971 was introduced, those in the 503 area code had a new set of numbers to dial. That meant some had a different area code for their mobile number and their landlines. This overlay was all of the 503 code, with the exception of Tillamook and Clatsop counties. They remained exclusively with the 503 code. This should be changing in April of 2008. That means the entire area of 503 will be overlaid by the area code 971.

Though there is some confusion when you have overlaying area codes, you can be sure any phone number with the area code 971 is coming from the northwestern part of the state of Oregon. That includes the cities of Portland, Salem, and Astoria. This is a small area, but has the highest population in the state. The 971 code is not used as much as thought, but some unknown calls coming into your home may have this code.

When dealing with such an area code 971 number, you have a few choices. You can start with a white or yellow page reverse phone lookup. If you are getting calls from a landline number, you may find what you need there. However, if your unknown number is cellular, you may have to find a reverse cell lookup that will search the area code 971 in more detail for you.

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This article will allow consumers to educate themselves on the best deals possible for bundled services. In the ever changing and ultra competitive world of telecom many consumers can be confused with the many different bundled plans and services most phone companies now offer. With the implementation of bundled services consumers can now have most all telecom products (phone, tv, internet, wireless) and services provided by the same company at a lower rate than having multiple service providers. This article will categorically break down plans provided by most major telecom service providers available in th US. Each provider will be rated based on blanket availability, services offered, and cost effectiveness. These are comprehensive reviews based on research and not personal experience. Phone Companies Beware this article is designed to educate consumers and provide the best possible options for telecom services.

First up AT&T The monopolizing entity of the Big 3 phone companies few can compete with the blanket availability of AT&T’s products and services worldwide. Being one of only three telecom companies that also offer wireless phone service as a part of its residential bundle which also includes its unlimited calling plan phone service, satellite TV Through Dish Network and of course the world famous ATT Yahoo DSL. Few companies can compete, but there are cheaper bundled service plans out there especially for the consumer that is not interested in cellular phone service. Here is an example of the services offered and billing for the AT&T Residential bundled services plan.

Phone Service- Order AT&T All Distance Online Select(SM) online and get unlimited local and domestic direct-dialed long distance plus great calling features.

TV Service- AT&T | DISH Network entertainment package with over 60 of America’s favorite channels. Includes local channels Plus Free DVR.

High Speed Internet- Yahoo DSL ATT,Plus, order Express online and receive 1 month FREE! (New residential DSL customers only. Bill credit applied after three months paid service. See offer details.)

Wireless Cell Phone- Cingular Nation 450 anytime minutes Cingular Wireless® plan with Rollover® Minutes, unlimited Mobile to Mobile minutes, and more. Plus get a $5/mo. discount

with qualifying AT&T services.

Bundled Plan Total Cost $130.94/mo or less!

Well Old Ma Bell Does Have A Cost Effective Money Saving Bundle With The Most Availability!

4.5/5 Stars

Next we have Qwest Communications One of the Big 3 Telecom service providers its coverage area is limited to the Western half of the states mainly the Pacific Northwest but as far as price and overall services this company by far has the best bundled package including wireless cell phone service on the market. One Negative though No free DVR here but more channels with Direct TV as opposed to ATT Dish Network, Here are the details.

Phone Service- Digital Voice: Unlimited local and long-distance calls from your home phone to anywhere in the U.S. and now Canada, anytime. PLUS, choose up to three of your favorite calling features.

TV Service- The DIRECTV® package offers 185+ channels in 100% digital quality.

High Speed Internet- Qwest Choice DSL Deluxe with MSN. Unlimited Internet access that’s up to 25 times faster than 56Kbps dial-up.

Wireless Cell Phone- 500-minute plan, free UT Starcom 7025 phone (after $10 credit on 2nd or 3rd bill, with a two-year agreement), free headset and charger, free shipping, free activation and free Unlimited Nights and Weekends Starting at 9 p.m. WHOO HOOO a FREE PHONE!

Bundled Plan Total Cost 125.96/mo

Unbeatable 5/5 stars if its available in your are choose Qwest!

Well here it is last of the Big 3 Phone companies Verizon. I’m wondering which of these companies will be around for the next 20 years with AT&T having a strangle hold on our national market. Verizon Phone company does provide some pretty stiff competition for Old Ma Bell though, Here are the details.

Phone- Verizon’s Freedom Essentials provides unlimited calls to the US and Canada as well as the main basic calling features with voicemail being FREE 1 up on AT&T.

TV Service- Same Plan as Qwest with Direct TV more channels for the money as opposed to AT&T.

High Speed Internet- DSL the cable companies sure have 1 up on DSL consumers with faster speed available but in a bundle Verizon has a pretty good plan, Connection speeds up to 3.0 Mbps, More than 80 times faster than dial-up, Three installation steps

here is the one negative with their DSL service in the bundle One-year commitment required.

Wireless- Well We’ve all heard of the network on TV and the such and Verizon Phone Company does offer wireless services as part of its bundle with 450 anytime minutes and a standard wireless plan.

Bundled Plan Total Cost 134.99-144.99/mo depending on your area.

I would have to rate them #2 amongst the Big 3 as far as services and pricing but they do have the edge on Qwest based up blanket availability.

4.5/5.0 stars

Now we go on to the cable companies that have also submitted their bids for your telephone service as well first up we have Comcast Cable Company. Well if you are truly dedicated to cable TV and internet if available in your area Comcast Cable Company is the way to go all necessary equipment is Free after mail in rebates and services are exceptional based on consumer reviews online. Here are the details.

Phone- Unlimited local and long distance in the US (excluding Alaska and Hawaii) and Canada from one provider. One bill for local and long distance. Keep your current phone number (subject to some restrictions).

TV Service- Over a hundred channels, plus local channels. Digital quality picture and sound. Parental Controls and an Interactive Program Guide Movies and shows you can start on your schedule with Comcast OnDemand – many included at no cost.

High Speed Internet- Comcast Highspeed Cable Internet, Speeds up to 3Mbps and a reliable connection. Anti-virus and firewall software, spam filtering and parental controls included. Always connected, no dial-up required. Up to 10 email boxes and extra storage FREE MODEM NO LEASING FEE AFTER REBATE!

With no wireless service available as part of the bundle I still have to give the Cable edge to Comcast with So many cash back offers on signup!

Bundled Plan Total Cost 99.00/mo

Next Up Charter Communications, the reviews are in some good some bad and well some just plain indifferent. Charter Communication Cable…Cable TV’s answer to the Big 3 phone companies (AT&T, Qwest, Verizon) and satellite tv’s quest to crush cable have assembled their own bundled telecom services package as well. Though wireless cell phone services are not offered as part of the Charter Bundle. Charter does have a few advantages that may just sway a chunk of loyal wireless consumers back to the wired world. Here are the details.

Phone- Unlimited local and long distance in the US (excluding Alaska and Hawaii) and Canada from one provider. One bill for local and long distance. Keep your current phone number (subject to some restrictions).

TV Service- Over a hundred channels, plus local channels. Digital quality picture and sound. Parental Controls and an Interactive Program Guide Movies and shows you can start on your schedule with Charter OnDemand – many included at no cost.

High Speed Internet- Charter Highspeed Cable Internet, Speeds up to 3Mbps and a reliable connection. Anti-virus and firewall software, spam filtering and parental controls included. Always connected, no dial-up required. Up to 10 email boxes and extra storage

Wireless Cell Phone- NA

Bundled Plan Total Cost 99.97/mo

On Demand is Pretty Nice and no matter what DSL users say cable is faster than DSL but with no wireless service it means I still have to look at another bill month to month. Limited availability Though. 4.0/5 stars

Last but not least Time Warner Cable Company Well While Competing in huge markets such as New York, Houston, Dallas, and San Antonio Time Warner has a bundled services package that seems to be the best for the loyal cable consumer. Still no wireless phone service but with high speed cable internet service through Road Runner and On Demand programming as well as a free DVR included in its digital Cable package it seems to be the service to outlast Charter and Comcast in the Cable Providers rank and file in our new telecom bundled services world.

Phone- It’s time for a better residential telephone service. It’s time for unlimited calling to anywhere in the US, Canada and Puerto Rico, plus popular calling features for one low “monthly” price.

TV Service- Time Warner Cable Over 250 Channels

With features like Digital Video Recorder (DVR), you can now record anything you like and watch it later, with all the control of a VCR or a DVD. You can even pause live TV. Plus On Demand

High Speed Internet- high speed cable via Road Runner. Hey Its Cable internet always on and faster than DSL.

Wireless Cell Phone- NA

Bundled Plan Total Cost 99.97/mo

Hey I had AT&T but DSL was too unreliable I now have Charter but wish I could have Time Warner

4.0/5 stars

In closing with the market as competitive as it has become for your telecom dollars finding the best bundled services package for your home or business is just a matter of educating yourself.

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Giving and Receiving

It seems that people generally find it easy to give, but more difficult to receive. Receiving is a very important part of giving. Both keep that energy circulating in our lives. And they keep prosperity flowing in our lives.

I’ve learned that we should receive with joy and gratitude. Thank the person and thank the Universe. In this way, you keep the doors open to receive even more. And you may even receive money and prosperity from unusual sources. “Creating Money” offers an exercise (one of many) that you can do right now. It suggests that you ask the Universe to send you money through a new channel in the next several weeks and acknowledge it when it comes. Try it and see what happens!

And don’t forget to accept compliments. Just smile and say, ‘thank you’.

Accept money and gifts only when they’re given freely. I’ve learned that the only times you don’t want to accept money or gifts are when there are strings attached, or if someone is trying to buy your friendship.

Giving is an important part of receiving. Giving could come in many forms besides things, such as your time, your skills, your good examples, etc. I’ve learned that it’s important to give gifts that really serve and assist people, something they can really use in their lives. Throughout my life I’ve enjoyed giving my time and skills doing volunteer work for charities I truly believe in. And I’ve donated money to organizations I truly believe in. It’s such a great feeling to give in this way. And when we give freely, the Universe will give to us freely.

By the way, it’s important for us to give to ourselves also, to keep that energy flowing.

Then, there are times when it isn’t right to give. That’s when we give with strings attached or when we feel obligated to give or when we have expectations about the gift we are giving. Doing this creates a block in our energy flow. We must always give freely, and with detachment.

In my experience, I’ve learned that giving to people who are always in need, who always need to be rescued from a situation, who are always in the same situation, no matter how many times you’ve given to them, can actually harm them and stifle their growth. They can become dependent upon you. There is a reason why they keep pointing their magic wants toward lack. Maybe they have important lessons to learn, and if we constantly give to them, they never learn to empower themselves. I’ve learned that it is best to assist them to create their own prosperity and abundance.

Manifesting Tool # 1

The Magic List

First, I would like to share with you a tool I’ve used successfully, beginning early in my life. I know that many others have used this tool successfully and authors have written about it, especially in recent years. It’s actually very simple and very powerful. I used to call this simply my “List” but now, I call it the “Magic List”, inspired by one of my non-metaphysical students several years ago. (More about that later). With this Magic List, you are using the power of the written and the spoken word that is released to the Universe to manifest in your reality.

All it requires are these steps:

1. Take a piece of paper (any kind of writing paper – from a notebook, or your favorite color of paper, etc), and write a numeric list of all of your desires. They can be short-term of long-term desires. State your desires as clearly as possible.

2. After you have written down your desires, at the bottom of the page, write something to this effect: “May all of these desires, or better, manifest for the Highest good of all.” This releases any need to manifest your desires in a particular way. It opens it up to the Universe to bring you what you want in the best and Highest way possible, and at the right time.

3. Keep your Magic List with you at all times, in your wallet, purse, etc.

4. Read your list (aloud if possible) just before going to sleep, first thing upon awakening and before going into meditation. Do this every day, and you will soon see profound results.

5. As your desires manifest, cross them off your checklist. Soon, you will want to rewrite it, creating a new Magic List (the old one eventually can look pretty unreadable with all of those lines crossing things off!) on a fresh piece of paper. If some of the old desires haven’t yet manifested, you can add them, too. Personally, I prefer to do this on the new and full moons, taking advantage of their powerful manifesting energies.

Several years ago, I studied Native American spirituality from a Lakota medicine woman and learned the ritual of clearly stating my written desires to the Universe on the new and full moons and then burning them, releasing them to the Universe. You’ll want to keep your Magic List as a separate list, however, as you’ll be using it every day.

6. Finally, do not show your list or talk about it to others. Keep it to yourself. This is a way of keeping your energy totally and directly focused on what you want. Talking about it and sharing it with people only disperses your energy and it may take longer for those desires to manifest.

The Magic List really, truly works. Anyone can do it. The non-metaphysical student (also my co-worker at the time) I mentioned earlier was in one of my prosperity workshops and, as I described what I originally called my “List”, he became very pale. After the class, he told me that he had started to write a list just like the one I described when he was a little boy. He said he called it his “Magic List” and never told a soul, not even his brother. He was so amazed to hear me speaking about his secret! And he just had to show me his list, even though I protested. I’m glad that he did in this particular case, because his list was very unusual and it demonstrated how miraculous this tool really is.

This man, then in his fifties, had several hobbies, most centered around finding and collecting unusual, rare, old objects and bottles – some valuable. The items on his list were things most people have never heard of or seen before. His list was well worn, with several items crossed off. He said he kept it in his wallet, looking at his list a couple of times each day. He described to me how each item came to him, just like magic.

Sometimes, it meant suddenly driving down a street for no apparent reason, just to discover that there was a garage sale going on, and then seeing one or several of his desires on the list for sale at the perfect price for him. He would continuously find himself in the right place at the right time. One of the items on his list manifested about three weeks after he had showed his list to me. It was a classic car (I forget the model) in the exact color and year he had specified, and in mint condition. An elderly woman had kept it in her garage all these years and decided to get rid of it. On his way to work one day, he happened to turn onto her street. He saw the ‘For Sale’ sign, and the price was right. Later, he drove the car to work to show me.

I wanted to share this experience with you to emphasize how the Magic List always works, even for those not familiar with metaphysics.

Manifesting Tool #2

The Magic Wheel

As a teenager, I started to create what I call a “Magic Wheel”, learning from people like Catherine Ponder, author of “Opening Your Mind To Prosperity”, who calls it the “Wheel of Fortune”.

In the years since, I’ve learned other names from different sources, such as the “Prosperity Wheel”, but the main thing is that this is another powerful tool that works for everyone.

The Magic Wheel works like the Magic List, except that you are creating pictures of your desires instead of writing them down. Your subconscious communicates to you in pictures and symbols all of the time, mainly through your dreams. Why not communicate directly to your subconscious in pictures? You do so, anyway, with your imagination. This is yet another very powerful way to manifest what you want in a short period of time.

1. First, buy some large poster boards in the colors that appeal to you. For example, if you are working specifically on creating wealth, prosperity, or a new job, you may want to select green poster paper. Gold will work well for this, also. Visually, the subconscious will associate green or gold with money. Remember that color is vibration and energy, also, and what we are doing is working and playing with energy. If you are working on love and romance, for instance, you may want to select a pink shade of poster board. Use whatever color you personally resonate to for what you want to achieve.

2. Cut the poster board(s) into large circles.

3. Search through magazines, brochures and ads and look for pictures, specifically color pictures, of what you desire. The subconscious will more quickly respond to color than to black and white pictures. Then cut them out and paste or tape them to your wheel.

4. I’ve taught people to use different wheels for different kinds of desires. For example, you’ll want the love and romance wheel to only have pictures that represent love and romance to you, such as hearts, pictures of couples, etc. Put pictures representing prosperity and money, or your ideal job or life’s work, on your prosperity wheel. You may want to cut out pictures of money in the denominations you want and place them on your wheel. A picture of your new career will show your subconscious exactly what you want.

You can have many wheels, just be sure not to clutter them with your pictures or you’ll attract cluttered results. And make sure the pictures you place on your wheel are exactly what you want to see manifest in your life.

5. Once you have completed each wheel, put something on it that represents your spiritual connection, such as a picture of an Ascended Master that you resonate to, pictures of angels, etc. This doesn’t have to be a picture; it could be a solid object, like crystals or a cross, for example. In my Native American spirituality class, we learned to also add something that represented our personal totems to our wheels. By adding something that represents your concept of spirituality, you add power, energy and protection to your wheel.

You may want to place a picture of yourself on each wheel, also, so that your subconscious can see you associated with the pictures you wish to materialize. However, your subconscious will get the message very clearly with or without your picture.

6. Look at your Magic Wheel every day, especially when you first wake up and before you go to sleep. And again, you don’t want to share your wheel with others. As Catherine Ponder says, “what is sacred is secret”.

Manifesting Tool #3

Positive Affirmations

Many of you have heard about the power of using positive affirmations to create what you want in life. If you have beliefs such as those I mentioned earlier in this article, beliefs that have been holding you back from what you want, use of positive affirmations is the key. When used repeatedly, positive affirmations literally re-program your subconscious mind. They are positive instructions that replace those old beliefs with the ones you need, in order to manifest exactly what you want. Using positive affirmations is one of the most powerful things you can do to help yourself.

Positive affirmations are positive statements that you write down and/or read daily, until what you wish manifests in your life. Reading and writing positive affirmations repeatedly about money, prosperity and abundance is another very powerful tool that always works.

1. To start, write down a page of positive affirmations in the present tense. Start with “I” or “I Am”. Write down these affirmations several times each, 10 – 20 times. For example, you may want to write, “I am a success”, or “I am a magnet for prosperity”, or “I deserve to be wealthy”, or “I now have a wonderful, new job”, over and over. The statements you use must feel comfortable to you. You can write positive affirmations for all areas of your life, including love and health.

2. Read your positive affirmations out loud. The spoken word is very powerful and will create results quickly. It will set certain vibrations into motion that will manifest into form.

3. Say your positive affirmations aloud in front of a mirror. At the School of Metaphysics, I learned how powerful it is to look into your own eyes in a mirror while doing certain exercises such as speaking affirmations. Your eyes really are the windows to your soul, and repeating affirmations while looking into your eyes is highly empowering. The benefits are many, including gaining a greater self-confidence, self-esteem, self-image, self-love, and optimism. Louise Hay, author of ‘You Can Heal Your Life,” also suggests speaking affirmations in front of a mirror while looking into your eyes.

4. You can also tape your affirmations in your own voice and play them at work or in your car, or anywhere, anytime. The more you use your affirmations, the faster your affirmations become beliefs. And your beliefs will always become your reality.

For examples of powerful, positive money and prosperity affirmations, I strongly suggest reading “Creating Money” and/or ordering the affirmations on tape at http://www.orindaben.com. There are many suggested affirmations throughout the book, channeled from guides Orin and DaBen, which are designed to create major changes in your life.

In Conclusion

These tools are some of the ways in which you can quickly manifest money, prosperity and abundance, or anything you desire. Some other very effective tools you may wish to explore are Feng Shui (which keeps positive energy flowing in your personal and working environment), mudras (yoga hand postures), mantras (word/sound affirmations) and using the power of sound, such as “AH”, to manifest while visualizing your desires. All of these tools are ways to keep your magic wand pointed only at what you want. These tools and techniques use energy and spiritual laws that truly create magic in your lives.

It is also important to let go. In my workshop experience, this is where many people get stuck. They want to control how and when something is going to manifest. This only creates a block in the energy flow. After using any or all of the above manifesting tools, directing your attention only on what you want, it’s important to let go of the outcome. Just let it happen. Don’t worry about it. Allow it to come into your reality. Trust that the Universe will bring it to you in the Highest possible way.

Anytime you want to see or measure just how your manifesting is progressing, just look around at your life. Your life is a mirror of everything going on inside of you. Your life accurately reflects your beliefs, desires and dreams. If you don’t like what you see, change it by changing that picture in your head and by changing your beliefs. Make sure your wand is pointing exactly at what you want at all times.

Know that you are never alone. You can always ask for assistance from your Higher Selves, angels, guides, the Ascended Masters, All-That-Is, at anytime. You are really standing on the brink of the Golden Age. Now is the time to remember who you really are. You truly are magicians, shamans, wizards, masters, avatars and creators.

Additional Book Suggestions

Merlin’s Message “Reawakening and Remembering”

by Marelin the Magician

http://www.wizardwonderland.com

Creating Money: Keys to Abundance

by Sanaya Roman and Duane Packer

http://www.orindaben.com

Do What You Love The Money Will Follow

by Marsha Sinetar

The Seven Spiritual Laws of Success

by Deepak Chopra

Ten Thousand Whispers: A Guide to Conscious Creation

by Lynda Madden Dahl

Beyond the Winning Streak

by Lynda Madden Dahl

Money Love

by Jerry Gillies

You Can Heal Your Life

By Louise L. Hay

The Power is Within You

by Louise L. Hay

Open Your Mind to Prosperity

by Catherine Ponder

Creative Visualization

by Shakti Gawain

The Magic of Believing

by Claude M. Bristol

Move Your Stuff, Change Your Life:

How to Use Feng Shui to Get

Love, Money, Respect and Happiness

by Karen Rauch Carter

Feng Shui Design

by Sarah Rossbach and Master Lin Yun

Healing Mudras: Yoga for Your Hands

by Sabrina Mesko Ballantine

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Cebu, just south of Manila in the Philippines has improved through the years. A decade or two ago, there were not that many investments and tourists who flocked year but now, things have changed.

To date, it has 4 five-start hotels, a convention center that hosted last year’s ASEAN summit, an international airport, casinos, white sand beaches and 2 major shopping malls.

One UK based magazine named this island paradise as the 7th best destination to visit in the Asian region in 2007 which was an improvement from 2005 in which it was ranked number 8.

But if you were are here only for a few days and the major hotels are full, pensionne houses seem to be practical. Cebu has more than ten more of them and only a few of them have websites which customers can look at.

When looking for a place to stay, think about where it is located. Is this near public transportation so you won’t have a hard time catching a cab? Also, is it near the shopping district so that you don’t have to travel very far to buy souvenirs and other items?

One place that you can visit which answers both questions is East Capitol Pensionne. Established in 2002, it has 31 different rooms to choose from as well as 2 dormitories for students. Each room also has a toilet and bath that has hot and cold water.

If you are hungry, you can call for room service or eat downstairs in the main lobby. There are also function rooms which you can use for meetings and parties. It has packages for special events like weddings, debuts, anniversaries and graduation.

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